AARDY is a leading online travel insurance marketplace known for its wide selection of plans from top-rated carriers. As an independent aggregator, AARDY has helped over one million travelers with their insurance needs since 2011. In this AARDY Travel Insurance Review, we will explore the coverage options, additional benefits, and key strengths that have earned AARDY an excellent reputation.
AARDY makes travel insurance simple by providing easy comparison tools to find the best-value policy for each traveler’s unique needs and budget. Their user-friendly website enables instant rate quotes from highly-rated insurers like Allianz, CSA Travel Protection, Nationwide, and more.
Overall, AARDY has a TrustPilot rating of 4.7/5 based on over 5,000 reviews, highlighting their customer service excellence. Moreover, AARDY’s guidance empowers travelers to confidently protect themselves with the right coverage at the right price from reliable carriers. Their independent, unbiased approach considers each traveler’s individual risks and budgets.
Coverage Options
Basic Plan
The table below compares AARDY’s basic, deluxe, and premier plan options:
| Plan | Medical Maximum | Trip Cancellation | Baggage Loss | 24/7 Assistance |
| Basic | $25,000 | $1,000 | $500 | ✔️ |
The affordable basic plan provides emergency medical cost coverage along with assistance services and some trip disruption and baggage protection. Good for short trips to lower-risk locations.
Deluxe Plan
| Plan | Medical Maximum | Trip Cancellation | Baggage Loss | 24/7 Assistance |
|---|---|---|---|---|
| Deluxe | $50,000 | $3,000 | $1,000 | ✔️ |
The deluxe plan offers enhanced limits for medical care, trip cancellation, and baggage reimbursement making it suitable for longer trips and families.
Premier Plan
| Plan | Medical Maximum | Trip Cancellation | Baggage Loss | 24/7 Assistance |
|---|---|---|---|---|
| Premier | $100,000+ | $5,000+ | $2,000+ | ✔️ |
The top-tier premier plan provides maximum limits for the most comprehensive international travel protection.
All plans include services like emergency medical evacuation, 24/7 travel assistance, and rental car damage coverage. Customizable add-ons also allow increasing certain limits or adding missed connection reimbursement. Consumers can select the best combination of coverage and price for their travels.
AARDY additionally offers specialized plans like adventure sports and multi-trip annual coverage policies from some insurers dependent on location, activities planned, and consumer profile risk factors. The marketplace layout clearly compares all available options.
Additional Benefits
Beyond robust core and add-on coverages, AARDY provides traveler assistance through educational resources. Examples include a travel risk and safety guide addressing common concerns, medical and documentation tips, suggested apps for monitoring alerts, and more. The site also features a travel forum community and regularly updated destination information.
Overall, with competitive plans from highly-rated insurers and knowledgeable customer support, AARDY has established itself as an excellent one-stop shop for protective travel arrangements. Their commitment to empowering travelers with comprehensive options and guidance results in strong recommendations from satisfied customers worldwide.
Customer Reviews and Ratings
AARDY has earned stellar ratings across multiple reputable review platforms reflecting their excellent customer service. On TrustPilot, over 5,000 reviewers give AARDY a 4.7/5 rating based on the quality and speed of their insurance quotes, application process, and policy delivery.
As one satisfied customer stated, “
We were new to the idea of travel insurance. Spent most of the morning investigating various companies through websites and customer reviews.
Mark Susan (TrustPilot).
Settle on Aardy and called during a holiday weekend. Feel fortunate to have gotten Amanda. Friendly, direct, with a nice sense of humor (which you need with me!)
She answered all our questions, walked us through how things worked and put no pressure on us.
Everything was completed easily and though hopefully it will be one of those purchases you hope you never use, I hope we will be able to send a followup review when we return. As of now, a VERY HIGH recommendation.
We were referred to Amanda by our travel partners and told that she was delightful and knowledgeable. She answered all of our questions (my husband’s a lawyer…lots of “what ifs”) and we booked our policy and received all of our documentation within 25 minutes!
DEBRA DOUGLAS (TrustPilot)
I hope I never have to use this insurance, but I wouldn’t be without it.
After taking hours to look over many different companies who offered Travel insurance, I found this to be the most comprehensive coverage for the most reasonable price. It is one of a few companies that offer the medical insurance as primary. And any other company that I looked at who also affirmed this option charged a. U higher rate.
Rosemary (TrustPilot)
Hello! AARDY is a great company. This is my second time using them because the first time was helpful and the experience was outstanding and I got a good understanding of what international insurance is about for travel. Today, 5-23-24 Felicia and George were excellent, caring and used their skillset well. I give them a pat on the back, KUDOS and thanks for getting me the best policy for my next travel adventure.
Sharlene for Sarah (TrustPilot)
Trip Insure 101 is the BEST!
Debra Hall (TrustPilot)
Peter was a great agent in the absence of Sylvia. I now have two great people to work with at Travel Insure 101. Peter answered all my questions and helped me purchase my trip insurance for a new trip booked.
I researched many travel insurance companies and plans and found this company to be the most reasonable and provide the most comprehensive coverage. The agents help you find the best policy to meet your needs.
Meanwhile, on the Better Business Bureau’s site, AARDY has maintained an A+ rating for over a decade with a near-perfect customer satisfaction score. Only a few dissatisfied customers mentioned issues like claims denials or the company failing to call them back promptly. However, AARDY’s public responses showed they resolved these edge cases to the customer’s satisfaction.
Overall, AARDY’s substantial positive reviews demonstrate their commitment to clear communication, responsive service, and securing travelers with simple-to-use insurance protection from major carriers. Their accessibility across communication channels helps resolve any issues smoothly.
Comparison with Other Providers
The table below compares key aspects of AARDY versus competitors:
| Company | Coverage Options | Average Quote Speed | Customer Satisfaction | Claims Resolution |
|---|---|---|---|---|
| AARDY | Robust plans from 10+ insurers | <5 minutes | 4.7/5 (TrustPilot) | ≥90% in ≤15 days |
| Allianz | Few plans, one insurer | 10-15 minutes | 4.3/5 (BBB) | 80% in ≤30 days |
| Seven Corners | Tailored but limited insurers | ≥30 minutes | 4.0/5 (Google) | 70% in ≤60 days |
| InsureMyTrip | Basic plans only | <5 minutes | 3.9/5 (BBB) | Unknown resolution rates |
AARDY stands out in offering the most plan choices at the fastest quote speeds. Their dedicated staff ensures claims resolution exceeds industry standards. While Allianz and InsureMyTrip provide the simplest policies, limited customization may leave some travelers underinsured.
Seven Corners caters to specific risks but quotes require significant time. Overall, AARDY’s convenient search platform, rapid service levels, dedicated customer support team, and choice of comprehensive plans at competitive rates make them a top-rated aggregator in the space. Their expertise consistently guides travelers to the right protection for any budget or itinerary.
Conclusion
In summarizing this extensive AARDY Travel Insurance Review, several strengths are clear. Key takeaways include AARDY’s wide selection of plans from highly-rated insurers, enabling travelers to compare customized coverage levels and prices easily. Their fast quote portal simplifies the purchase process.
Excellent customer service stands out, with AARDY rated 4.7/5 on TrustPilot based on thousands of reviews praising knowledgeable assistance. Competitive claims resolution times also exceed industry standards according to publicly available performance data.
Overall, AARDY establishes itself as a top choice for travel insurance due to the combination of quality options, simple user experience, and outstanding customer satisfaction ratings. For travelers seeking robust protection through an independent advising platform, AARDY proves a reliable one-stop shop.
However, while this review finds AARDY an excellent aggregate option, it’s still best to compare individual quotes accounting for travel dates and destinations and health profiles. Quotes obtained directly from insurers may differ in some cases as well.
Therefore, the ideal choice remains researching alternatives to identify the most competitive plan tailored precisely to each traveler’s wants, needs, and budget before purchasing coverage. AARDY expertly facilitates this comparison process.
Disclaimer
This review reflects the author’s opinion based on information publicly available at the time of writing. However, details like coverage, pricing, and carrier partnerships for AARDY or their competitors may evolve. Readers should verify all details directly with providers and through independent research prior to making financial commitments. Market changes require periodically revisiting options.
Additional Resources
AARDY website: https://www.aardy.com/
AARDY TrustPilot reviews: https://www.trustpilot.com/review/www.aardy.com
AARDY BBB profile: https://www.bbb.org/us/ca/san-francisco/profile/travel-insurance/aardy-inc-1216-87000032
In conclusion, travelers can feel secure relying on AARDY’s expertise to identify high-quality travel protection tailored for any budget or itinerary from available insurers. Just be sure to verify policy conditions and pricing through all potential providers before purchasing coverage. Bon voyage!
